Debit Business Card

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Features and Benefits of the Debit MasterCard BusinessCard^®

• Reduce your need for checks or cash for increased purchasing flexibility, convenience, and safety.
• Increase your money management capabilities with easier and more accurate record keeping.
• Protect yourself against unauthorized purchases and have peace of mind knowing your card issuer won't hold you responsible for unauthorized purchases.
• Insure and protect your business with extensive business and travel services.
• Save 10 to 40% on key goods and services for your business through MasterCard Offers for Business.

MasterCard, It's Smart Money^TM. Reduce your need for checks or cash

• Automatically deduct funds from your business checking account-no need to write a check, show identification, or wait for check approvals.
• No monthly payments or finance charges (unless you utilize an overdraft line of credit).
• No need to carry extra cash or keep a lot of petty cash on hand with millions of acceptance locations and over 900,000 ATMs worldwide.
• Get authorization for immediate shipment of any mail, phone, or Internet orders.
• Set variable daily limits on purchase and cash withdrawals to protect account from fraud.
• Request extra cards for your employees with preset spending limits.

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Increase your money management capabilities

• Get a receipt with every purchase to better keep track of spending.
• Set spending controls for employees.
• Reduce the need to use personal funds for business purchases.
• Receive detailed monthly bank statements for easy account reconciliation, expense reporting, and identification of tax deductions.
• Access Smart Data Express and other tools to help you organize, consolidate, analyze, and manage your card spending data.

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Insure and protect your business

• Purchase Assurance^® and Extended Warranty
  For items purchased with the Debit MasterCard BusinessCard, ninety days theft and damage protection on purchases and most manufacturers' U.S. warranties are doubled.
• MasterCard Global Service^®
  Lost and stolen card reporting, emergency card replacement and emergency cash advances.
• Master RoadAssist^® Roadside Service
  24-hour emergency roadside assistance.
• Travel Services Medical Protection®
  Medical expense coverage up to maximum benefit of $2,500 per person, per trip for costs relating to hospital admission or emergency care.
• MasterTrip^® Travel Assistance
  Emergency cash, replacement of lost tickets and documents, and lost luggage assistance.
• MasterLegal^® Referral Service
  Provides legal referral and bail bond assistance while cardholders are abroad.
• MasterCoverage^® Liability Protection Program
  Provides liability protection against unauthorized employee charges up to $15,000 per card for businesses with 5 or more cards. (Businesses with 2-4 cards are protected up to $5,000 per card.)
• MasterRental^® Insurance Coverage
  Provides full-value-primary loss coverage (up to $50,000) and secondary personal effects coverage for rental vehicles for up to 31 consecutive days.
• MasterCard^® VAT (Value Added Tax) Reclaim Service
  The VAT Reclaim Service from MasterCard provides companies doing business in Europe an easy and efficient way to reclaim their VAT.

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Special Savings and Discounts
Save 10-50% on key products and services from MasterCard's industry-leading merchant partners, such as:

• Car Rentals
• Legal Services
• Website Design
• Shipping
• Business Gifts and Gift Cards

Learn more about MasterCard Offers for Business.

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Zero Liability*
As a MasterCard cardholder your card issuer won't hold you liable in the event of an unauthorized use of your U.S.-issued MasterCard card. Exceptions apply.* This coverage extends to purchases made in a store, over the telephone, or online.

Zero Liability is provided under the following conditions:

• Your account is in good standing.
• You have exercised reasonable care in safeguarding your card.
• You have not reported two or more unauthorized events in the past 12 months.

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*Zero liability shall not apply to cards issued to an entity other than a natural person or primarily for business, commercial, or agricultural purposes, except that the Rule apply to the card programs for small business described on www.mastercardbusiness.com or if a PIN is used the Cardholder verification method for unauthorized transaction(s).