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Faster than checks. Safer than cash.
Features and Benefits of the Debit MasterCard BusinessCard®
- Automatically deduct funds from your business checking account-no
need to write a check, show identification, or wait for check approvals.
- No monthly payments or finance charges (unless you utilize an
overdraft line of credit).
- No need to carry extra cash or keep a lot of petty cash on
hand with millions of acceptance locations and over 900,000 ATMs
worldwide.
- Get authorization for immediate shipment of any mail, phone, or
Internet orders.
- Set variable daily limits on purchase and cash withdrawals to
protect account from fraud.
- Request extra cards for your employees with preset spending
limits.
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- Get a receipt with every purchase to better keep track of
spending.
- Set spending controls for employees.
- Reduce the need to use personal funds for business purchases.
- Receive detailed monthly bank statements for easy account
reconciliation, expense reporting, and identification of tax
deductions.
- Access Smart Data Online and other tools to help you organize, consolidate,
analyze, and manage your card spending data.
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- Purchase Assurance® and Extended Warranty
For items purchased with the Debit MasterCard BusinessCard, ninety days
theft and damage protection on purchases and most manufacturers' U.S.
warranties are doubled.
- MasterCard Global Service®
Lost and stolen card reporting, emergency card replacement and
emergency cash advances.
- Master RoadAssist® Roadside Service
24-hour emergency roadside assistance.
- Travel Services Medical Protection®
Medical expense coverage up to maximum benefit of $2,500 per person,
per trip for costs relating to hospital admission or emergency care.
- MasterTrip® Travel Assistance
Emergency cash, replacement of lost tickets and documents, and lost
luggage assistance.
- MasterLegal® Referral Service
Provides legal referral and bail bond assistance while cardholders are
abroad.
- MasterCoverage® Liability Protection Program
Provides liability protection against unauthorized employee charges up
to $15,000 per card for businesses with 5 or more cards. (Businesses
with 2-4 cards are protected up to $5,000 per card.)
- MasterRental® Insurance Coverage
Provides full-value-primary loss coverage (up to $50,000) and secondary
personal effects coverage for rental vehicles for up to 31 consecutive
days.
- MasterCard® VAT (Value Added Tax) Reclaim Service
The VAT Reclaim Service from MasterCard provides companies doing
business in Europe an easy and efficient way to reclaim their VAT.
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MasterCard has negotiated savings of 10% to 50% on the key
goods and services your business needs, including:
- Legal Personnel
- Financial
- Office supplies
- Business travel
- Technology
- Communications
- Marketing
- Public relations
- Business planning
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As a MasterCard cardholder your card issuer won't hold you liable in the event of an unauthorized use of your U.S.-issued MasterCard card. Exceptions apply.* This coverage extends to purchases made in a store, over the telephone, or online.
Zero Liability is provided under the following conditions:
- Your account is in good standing.
- You have exercised reasonable care in safeguarding your card.
- You have not reported two or more unauthorized events in the past 12 months.
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* Zero Liability does not apply to MasterCard-branded cards issued
- to an entity other than a natural person or primarily for business, commercial, or agricultural purposes, except the following card programs for small businesses:
- Debit MasterCard BusinessCard® Card
- MasterCard BusinessCard® Card
- MasterCard Executive BusinessCard® Card
- MasterCard® Professional Card
- MasterCard® Small Business Multi Card
- outside of the U.S. region, or
- if a PIN is used as the cardholder verification method for the unauthorized transaction(s).
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