• Set individual and group spending limits based on employee and management needs.
• Choose the billing cycle, billing structure, and payment terms that work best for your organization.
• Retrieve comprehensive daily, weekly, or monthly financial reports; also eases record keeping for tax time.
• Use the card at millions of acceptance locations-minimizing the need for employee cash advances or reimbursements.

The MasterCard BusinessCard offers you:

• Millions of acceptance locations around the world.
• Access to cash at over 900,000 bank and ATM locations worldwide providing the largest global ATM network.
• MasterCard^®, Maestro^® and Cirrus^® cash machines at hundreds of airports, thousands of financial institutions, hotels, resorts, shopping malls, tourist attractions, and recreational areas...wherever you travel.
• The ability to extend payments, allowing you to overcome any short-term revenue gaps.

The MasterCard BusinessCard helps insure and protect your business and maintains the highest level of customer service. These benefits include:

• MasterRental^® Insurance Coverage.
  Provides full-value-primary loss coverage (up to $50,000) and secondary personal effects coverage for rental vehicles for up to 31 consecutive days.
• Purchase Assurance^®and Extended Warranty.
  Protects and provides extended warranty on items purchased with the MasterCard BusinessCard.
• Master RoadAssist^® Roadside Service.
  24-hour emergency roadside assistance available through MasterCard and the American Automobile Association (AAA).
• Travel Services Medical Protection^® Medical.
  Expense coverage up to a maximum benefit of $2,500 per person, per trip for costs relating to hospital admission or emergency care.
• MasterTrip^®; Travel Assistance.
  Emergency cash, replacement of lost tickets and documents, and lost luggage assistance.
• MasterLegal^® Referral Service.
  Provides legal referral and bail bond assistance while cardholders are abroad.

Other benefits

• MasterCard^®; VAT(Value Added Tax) Reclaim Service.
  The VAT Reclaim Service from MasterCard provides companies doing business in Europe an easy and efficient way to reclaim their VAT.
• Banking Relationships.
  MasterCard member financial institutions can tailor a MasterCard BusinessCard program to meet the specific needs of your business.

MasterCard has negotiated savings of 10% to 50% on the key goods and services your business needs, including:

• Business Travel
• Communications
• Financial Services
• Shipping
• Technology

Only MasterCard has an integrated control data repository to insure data integrity and security. MasterCard Smart Data Online allows you to seamlessly organize, consolidate, analyze, and manage financial data from credit cards, cash transactions and other MasterCard programs via the Internet, so you can:

• Activate/deactivate new card accounts and maintain profiles.
• Better supervise suppliers.
• Manage organizational spending at cardholder and management levels.
• Generate reports at various levels of detail.
• Integrate transaction data into existing accounting systems.

As a MasterCard cardholder your card issuer won't hold you liable in the event of an unauthorized use of your U.S.-issued MasterCard card. Exceptions apply.* This coverage extends to purchases made in a store, over the telephone, or online.

Zero Liability is provided under the following conditions:

• Your account is in good standing.
• You have exercised reasonable care in safeguarding your card.
• You have not reported two or more unauthorized events in the past 12 months.